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Financial Information

Pay Your Bill

Pay Your Bill Securely Online

Click the secure link button below to get started. You may use a credit card for a 3% fee, or link a checking account with no fee. We accept Visa, MasterCard, Discover and American Express. If you wish to pay with a health care spending account card, please contact Erica.

Pay Your Bill

If you have questions or need help, call Erica at 505-924-2229 ext 7.

Disclaimer: Our website is secure and doesn’t save your credit card or personal information. However, if you use this site on an unsecured network, your private information may be vulnerable to hackers during transmission. For your safety, please pay only through secure, password-protected networks.

Policies For All Clients

Policies For All Clients

  • You must notify us of all of your health insurance policies, even if your primary policy will not cover all of your care.  We are required to bill your primary insurance first. If you fail to notify us of a primary policy you will be billed $50 per claim for correcting the filing.

  • Missed or cancelled appointments without a 24-hour advance notice (not including weekends) will be charged $50.

  • Every effort will be made to obtain the appropriate payments from your insurance company after your care is complete. You are responsible for any charges not paid by your insurance, including co-payments, deductibles and coinsurance. After all insurance claims are processed, we’ll send you a bill or refund for the difference between our contracted rates and what you and your insurance paid. If you are unable to pay your bill please contact us immediately to work out a plan.

  • If you are experiencing financial hardship, we will work out a payment plan that is mutually agreeable. Our payment plans are flexible and made on a case-by-case basis.  We are committed to quality care at a reasonable cost.  If your situation changes and you are not able to keep your obligation, you must contact us and choose another option.

 Additional policies for pregnancy and birth care

All of the general policies above apply.  In addition, the following policies and agreements will be included in the financial contract and payment plan that is part of your first prenatal visit at Dar a Luz:

  • We require a non-refundable registration fee, due at the time of registration or at your first midwife appointment. The registration fee is not covered by insurance.

  • We appreciate you committing to your Payment Plan at your first visit.  Please come to your visits prepared to make your payments as planned.  We accept cash, checks (payable to Dar a Luz) and credit cards as well as flexible spending account cards.

  • Please note that visits outside the scope of well-pregnancy and well-baby care may be subject to different insurance coverage and may generate additional out-of-pocket costs for you.

  • All clients are required to pay their estimated portion by 36 weeks of pregnancy unless other arrangements have been made and noted on the agreement. If you do not keep your payments up to date or if payments are denied for any reason, we reserve the right to terminate our services.

  • It is your responsibility to notify the birth center of any changes in insurance coverage requiring a new Financial Agreement.

Donate

At Dar a Luz, we want you to be informed about your insurance benefits
and the out of pocket costs that come with healthcare

Cost of Care

Dar a Luz offers healthcare throughout the lifespan including: well-woman annual exams for all ages, Pap smears, contraception, fertility planning, pregnancy/postpartum care, STD testing, expanded gynecologic and perimenopausal support, as well as lactation care with IBCLCs.

We accept the following insurances. You should anticipate paying your specialist copay or deductible, depending on the service provided and your individual benefits with your insurance. We encourage you to learn about your insurance benefits and how they apply to your medical care.

“Everyone made me feel very comfortable and important. Every appointment, Tracy was warm and welcoming and she was always accommodating with scheduling. The nurses who did my lab work were kind and patient… Erica was very helpful, patient, and informative when I had questions about my insurance plan and when I had an insurance change. Every midwife I saw during clinic visits was kind and I always left feeling really happy.”

Feb 26, 2024


Dar a Luz is currently contracted with the following insurance companies:
BCBS
Cigna
GEHA
Medicaid/Turquoise Care (All MCOs)
Molina
Presbyterian
Tricare
United
We will bill out of network insurance 


Ask us! – If you don’t see your insurance listed, please contact us and our
Client Financial Specialist will check your specific plan,
and determine your benefits at Dar a Luz.

Medicaid/Turquoise Care

In New Mexico, Medicaid is primarily known as Turquoise Care. Medicaid’s mission is to provide no-cost or low-cost health insurance coverage to financially eligible citizens. Many people don’t realize that as a pregnant person in New Mexico, you can qualify for Medicaid coverage at 250% of the fixed standard than if you are not pregnant.

You only need to complete an application online to learn if you qualify, there is no cost. We have provided links to assist you in this process. It can take 45 days for coverage to be set up, and while you wait, your appointments may or may not be covered by Medicaid.

You can find out for sure whether you qualify for any Medicaid program in New Mexico several ways. Choose the option that’s easiest for you:

Even if you don’t qualify for standard or pregnancy benefits, you may be able to get your baby/child on Medicaid and/or get other benefits after birth. Ask your caseworker about WIC, SNAP, CHIP, and other programs you may qualify for.

Before you start the Medicaid application, gather these:

  1. Social security numbers of the family members to enroll
  2. Employment and income information — paystubs, tax return, W2 forms
  3. Policy numbers, if you currently have health insurance (this does not affect your eligibility, but is required to be on disclosed) 

If applying as a pregnant person: 

  • The first date of your last menstrual period
  • They may ask for a “proof of pregnancy” letter from your current provider

Dar a Luz accepts all Turquoise Care

Sliding Fee Discount Program

It is the policy of Dar a Luz Birth and Health Center to provide essential services regardless of the patient’s ability to pay. We offer discounts based on family size and annual income. Dar a Luz will not discriminate on the basis of an individual’s race, color, sex, national origin, disability, religion, age, sexual orientation, or gender identity, ability to pay, or whether payment for those services would be made under Medicare, Medicaid, or the Children’s Health Insurance Program (CHIP). The Federal Poverty Guidelines are used in creating and annually updating the sliding fee schedule to determine eligibility.